Convert American Express statements to Excel, CSV, QBO & OFX
Drop a American Express PDF statement below. It is converted on your computer, reconciled against the printed balances, and exported in the format your accounting software imports.
About American Express statement layouts
Typical layout: Transaction date · Post date · Description · Amount. Credit card statements have no running balance; charges are positive and payments are marked with a minus sign or CR. Rowledger applies the card convention automatically and checks previous balance + charges − payments = new balance.
- Card statements show Date, Description and Amount; payments and credits are shown with a minus sign or as negative amounts.
- Long merchant descriptions wrap onto a second line and are merged into one description.
- Rowledger checks previous balance + new charges − payments = new balance.
- Dates on American Express statements are read as month/day (MM/DD); Rowledger confirms the order from the dates themselves and defaults the export to the matching format.
- Currency: USD. Amount columns are exported as plain numbers; the currency is recorded in the Summary sheet and OFX header.
Common products: Platinum, Gold, Blue Cash, Business Gold.
How to download a American Express statement as PDF
Log in → Statements & Activity → Statements → choose the period → Download PDF.
Menus change; if the path differs, search your bank's help centre for "download statement PDF".
Step by step
- Download the statement PDF (or scan the paper statement at 200–300 dpi).
- Drop it into the converter above. Conversion takes about a second per statement; OCR a few seconds per page.
- Check the badge. Reconciled means every row adds up to the printed balances.
- Choose an export: CSV or Excel (free); QBO, OFX or QIF (Pro) for accounting software.
Importing into accounting software
- QuickBooks Online (CSV) · QuickBooks Desktop (QBO)
- Xero (OFX or CSV) · Wave (OFX)
- Excel with real dates and numbers
Questions about American Express statements
Is my American Express statement uploaded?
No. American Express statements are converted by code running in your browser. Nothing is sent to Rowledger or any third party, and the conversion works with the internet disconnected.
What format should I export for QuickBooks or Xero?
For QuickBooks Online use the 3-column CSV preset or QBO; for QuickBooks Desktop use QBO; for Xero use OFX or the Xero CSV preset; for Wave use OFX. All are produced from the same conversion.
Does it handle American Express credit card statements too?
Yes. Card statements are detected from the summary block and use the card sign convention (charges out, payments in), verified against previous and new balance.
What if my American Express statement is a scan?
Drop it anyway. Rowledger runs OCR in your browser, then applies the same balance verification so OCR slips are flagged on the row. Free covers the first two pages per scan; Pro is unlimited.
Other banks in United States
Rowledger is independent software and is not affiliated with or endorsed by American Express. Layout notes describe statements we have tested or that customers have reported; formats change over time.